10 Best Affordable Fine Jewelry Brands

Searching For The Best Affordable Fine Jewelry Brands

Best Affordable Fine Jewelry Brands

Fur coats, designer bags, and a pair of celebrity sunnies — of course, blockbuster glamour wouldn’t be complete without a sparkling selection of diamonds, as taught by on-screen role models Audrey Hepburn and Marilyn Munroe.

Whether you prefer breakfast at Tiffany’s or brunch at Harry Winston, I think we can all agree that fine jewelry is the essence of luxury. 

And not all of us can afford a $30 million pearl necklace or a $10 million pair of chandelier earrings. Investments aside, sometimes pitching in $100 is enough to guarantee sterling silver. Hundreds of affordable jewelry brands populate the market, and some of them definitely give Tiffany’s and Cartier a race for their money, given their balance of price versus value. 

From IG-famous Mejuri to mall favorite Pandora, we’re rounding up some of the best affordable fine jewelry brands that money can buy. We’ll also teach you how to shop like a world-class bling enthusiast, as we’ll touch on points concerning quality, care, materials, price, and versatility. 

10 Best Affordable Fine Jewelry Brands

#1: Accents by Affinity

Best Affordable Fine Jewelry Brands

It’s all in the details for Accents by Affinity. Delicate 14k gold-plated chains…precious baguette diamond rings…edgy chain earrings…its designs were made to get attention. They’re the eye-catching finishing touch to date nights, special occasions, or the perfect piece to make someone smile. 

You’ll discover something for every personal style within its breathtaking, yet incredibly affordable collection. Made with a sterling silver core, the brand uses 14k gold or rhodium plating, along with sparkly diamonds for many of its designs. 

Sweet, sassy, and effortlessly elegant, Accents by Affinity is an easy choice for modern jewelry lovers. Prices range from around $105 for 14k gold-plated 0.08 carat diamond rings to $1,260 for intricate 0.20 carat diamond studs. 


  • Made with real diamonds
  • 14K gold-plated
  • Range of classic to modern styles
  • Affordable price range

#2: Mejuri

Best Affordable Fine Jewelry Brands

Are you a connoisseur of fine jewelry? If so, I’m sure you’ve seen Mejuri pop up on your Instagram, TikTok, and Pinterest feeds. Best known for its stunning collection of minimalist designs, this Canadian-based brand has definitely nailed ‘chic modernism’. 

Founded by Noura and Masoud Sakkijha, and Majed Masad in 2018, Mejuri centralizes quality, craftsmanship, and originality when making their jewelry. No knock-offs here, with materials ranging from gold vermeil to responsibly-sourced diamonds. It’s worth noting that Mejuri is certified by the Responsible Jewelery Council, ensuring labor rights and sustainability. 

Prices range from $25 to $4,000. It’s quite a large ballpark, but you should know that you can find decent pieces for around $150 to $300. From dainty diamond studs to chunky golden chains, it’s hard not to fall in love with Mejuri’s collection — and it seems that several customers agree. 

This jewelry brand is a recommended fav due to its versatility, practicality, and timeless designs. We should note that some buyers reported breakage after a few days of wear, but these experiences are kept to a minimum. 

Related: View our full Mejuri Jewelry Review


  • Wide selection of jewelry to choose from 
  • Semi-affordable 
  • Positive customer reviews 
  • Sustainably made 
  • Versatile designs
  • Custom engraving available 
  • Klarna payment plans 

#3: Adinas Jewels

Best Affordable Fine Jewelry Brands

Celeb-inspired jewelry has never been so affordable. Adina’s acts as your go-to destination for Hollywood-themed bling — and best of all, you don’t have to worry about breaking the bank. Even A-listers like Cara Delevingne, Miley Cyrus, and Billie Eilish have all been seen sporting Adina’s. 

Amazingly enough, Adina’s Jewels started off as a teenage side hustle. Founded by Adina Kamkhatchi in 2015, the brand grew its roots in Brooklyn, NY, and quickly spread internationally due to its online presence on Instagram. 

Her attentiveness to detail and quality hasn’t budged in the slightest, which is evidenced by the number of positive reviews online. Loyal fans praise Adina’s Jewels for being chic, well-made, and practical. There are a few negative reviews concerning quality, but it’s nothing too glaring. 

From stacked diamond rings to paper clip chains, prices range from $18 to $200 and above. They’re solid prices given the materials they use, such as cubic zirconia, sterling silver, and 14k gold. It’s worth noting that Adina’s Jewels offer a clearance section where you can find select pieces for a discounted price. 

Related: View our full Adina’s Jewels Review


  • A broad assortment of celebrity-inspired jewelry 
  • Affordable 
  • Customers can personalize their own designs 
  • Has a sales section on its website
  • Offers Afterpay and Affirm as payment plan options 
  • International shipping 

#4: Ana Luisa 

Best Affordable Fine Jewelry Brands

Ana Luisa teaches us that the finer things in life can be free of environmental damage. Climate and water-neutral, this jewelry brand produces high-quality pieces that are sustainably and ethically made. 

Not only that, they’ve also contributed a decent amount to eco-related organizations such as the Brazilian Amazon Rosewood Conservation Project and the Tri-City Forest Project. If that wasn’t enough, Ana Luisa donates their jewelry rejects to Dress for Success, preventing waste from accumulating in landfills. 

Co-founded by Adam Bohbot and David Benayoun in 2019, this New York-based brand offers a sparkling collection of jewelry basics. Simplicity and timelessness are what Ana Luisa excels in, making sustainability one of the company pillars.

Most of their earrings, necklaces, and rings are made out of solid gold and silver, while gemstones range from pearls, diamonds, and opals. 

Ana Luisa jewelry retails at around $39 to $113. According to several customers online, they’re definitely one of the best affordable fine jewelry brands on the market.

Praises are high in terms of quality, price, and fast shipping. Like all retailers, some buyers weren’t satisfied with their level of customer service and product material, but honestly, it’s nothing to worry about. 


  • Sustainably made and carbon-neutral 
  • Involved in several philanthropic organizations 
  • Reasonably priced
  • Positive customer reviews 
  • Provides Klarna as an alternative payment option
  • Offers international shipping 

#5: Linjer

Best Affordable Fine Jewelry Brands

Subtle in design, Linjer’s Hollywood presence definitely shines bright among the million-dollar clad necklaces that continue to rock the red carpet. It’s a fav among several celebs, including Millie Bobby Brown, Gigi Hadid, and Brie Larson. Ethically and sustainably made, this online jeweler sources recycled gold and lab-grown diamonds as their core materials. 

Dreamed up by the husband and wife duo, Jennifer Chong and Roman Khan, in 2014, Linjer was created as an antithesis to the fast fashion movement.

They were not particularly big on luxury brands either, as the couple believed quality jewelry shouldn’t have to come at an outrageous expense. Today, Linjer acts as a compromise for budget-conscious trendsetters. 

The jeweler is best known for its collection of Swiss watches, which are made out of scratch-resistant sapphire glass, stainless steel, and vegetable-tanned leather. Linjer’s selection also extends to rings, earrings, necklaces, bracelets, and even handbags. 

The brand’s focus on quality has won them several 5-star reviews, as customers rave about the company’s customer service, beautiful products, and fast shipping. Their prices are quite affordable too, given that their jewelry ranges from $20 to $1552, depending on what you’re in the mood for. 

Related: View our full Linjer Review


  • Sustainable and ethically made 
  • Uses recycled materials such as gold and sterling silver
  • Reasonably priced
  • Jewelry is simplistic, well-made, and suitable for casual outfits
  • Offers personalization options
  • International shipping is available (uses carbon-offset delivery) 

#6: Oak & Luna

Best Affordable Fine Jewelry Brands

As its name suggests, Oak & Luna jewelry is quirky, cute, and simplistic. Affordable and well-made in quality, this online jeweler offers a wide variety of timeless pieces on its website.

Ethical shoppers will be happy to know that the brand believes in fair labor practices and sustainability. All materials are responsibly sourced, ranging from gold, silver, and gemstones. 

Oak & Luna is a Floridian company with Israelian roots. Launched in 2018 by Ran and Zur Erez, the brand started off as a subsidiary of Tenegroup. Like most online jewelers, Oak & Luna works to fill the veritable gap of affordable, premium bling on the market. 

Today, pieces like the Mon Petit Name Necklace and the Tiny Initial Ring dominate most of their sales. Customers have attested to Oak & Luna’s quality, as their pieces were commonly described as dainty, beautiful, and classy. 

If you’re looking for a quick, budget-friendly gift for the holidays, Oak & Luna should definitely be on your shopping list. Costs range from $45 to $450 for their earrings, necklaces, bracelets, and anklets. They also have a men’s section as well, where customers can find a wide array of gunmetal chains and bangles. 

Related: View our full Oak and Luna Review


  • Large collection of high quality jewelry 
  • Offered for men and women 
  • Provides Klarna as an alternative payment option 
  • All jewelry is covered by a 12-month warranty 
  • 100-day return policy 
  • Offers a sales section on its website 
  • Free shipping in the US
  • International shipping 

#7: Monica Vinader

Best Affordable Fine Jewelry Brands

Monica Vinader takes the idea of ‘imperfection’ and turns it into fine jewelry. Simplistic and familiar in feel, each piece is crafted with care and love that some industry giants tend to overlook. 

Designs like the Siren Muse Wide Ring and the Nura Reef Mixed Finish Bangle Set are primary examples of what makes this jeweler so different from other brands. It’s slightly unfinished due to its uneven shape, but much like handmade pottery, there’s a unique personality to it. 

Founded in 2007, Monica Vinader didn’t start implementing responsibly sourced materials until April 2020. Today, they use recycled metals such as sterling silver and gold vermeil. And their efforts don’t stop there, as the company has also partnered up with Jagriti School. For every order placed, a child gets free education. 

Based in Norfolk, UK, this jeweler is renowned for its trendy collection of pendant necklaces, statement earrings, and minimalist chains. They rank high on affordability, as prices range from $28 to $3,995

They’re definitely a trusted brand to shop at, as Monica Vinader boasts over 6,143 reviews on Trustpilot, with 93% of customers agreeing that they excel in design, quality, customer service, and delivery. 


  • Customers can book a piercing on their website
  • Carbon neutral
  • Offers engraving for some of their pieces 
  • Has a virtual styling service for online customers 
  • Buyers can recycle and repair their jewelry using in-store programs
  • All orders support the Jagriti School Partnership
  • Provides Klarna as an alternative payment option
  • Free shipping in the US
  • 100-day returns 

#8: Pilgrim

Best Affordable Fine Jewelry Brands

Established in 1983, Pilgrim is a pioneer in minimalist jewelry. All of their pieces are inspired by Scandinavian mythology, European art, and the simplicity of life. For founder Annemette Markvad, Pilgrim acted as her personal creative outlet, as she grew up with a colorful background with her grandmother working as a seamstress. 

With over 35 years of experience under its belt, Pilgrim continues to create simple designs at an affordable price point. You’ll love knowing that each piece is made with the finest materials, which include a selection of gold, brass, stainless steel, and crystals.

Everything is sustainably sourced, as Pilgrim believes that “luxury can go hand-in-hand with caring for the environment.”

From coin necklaces to stud earrings, customers can expect to pay around $9 to $88 for a well-made piece. Of course, with prices this low, it’s natural to anticipate hundreds of positive reviews for Pilgrim jewelry. 

Aside from its affordability, reviewers praise the brand’s level of customer care and selection of beautifully made products. There are few complaints about delayed deliveries, but it pales in comparison to the amount of positive feedback Pilgrim has amassed so far. 


  • A wide selection of Scandinavian-inspired jewelry 
  • Sustainable efforts include solar-powered energy in their factories and recycling jewelry molds
  • The brand has donated over $3M to Medecins Sans Frontiers 
  • Affordable 
  • Provides a 1-year warranty for its products 
  • Free standard shipping on orders $65 or more 
  • 30-day returns

#9: Pandora

Best Affordable Fine Jewelry Brands

Considered the go-to jewelry store for many people, Pandora is in the big leagues. They’re famously known for their charm collection, as selections vary from animals, love, nature, and anything celestial. Big and bold in design, this in-store jeweler is typically bought as Christmas presents, birthday gifts, and Valentine favors. 

With a company this renowned, it’s baffling to hear not many people know the origin story behind Pandora. It initially started out as a humble mom and pop shop in Copenhagen, Denmark by husband and wife team Per Enevoldsen and Winnie Liljeborg in 1982. Today, Pandora is available in over 100 countries, including Germany and Australia. 

There’s a good reason why Pandora is adored by the public. Its price and value is unmatched, as the jeweler sources lab-grown diamonds, sterling silver, high-quality gold, cultured pearls, and other precious gemstones within its collection. 

In terms of cost, customers can pay as little as $20 to as much as $2,675 for jewelry. The amount of positive reviews are insurmountable, as buyers love their collectable charms and high quality designs. And who wouldn’t want to create a memorable moment with a special token? 


  • Highly customizable due to its charm collection 
  • Considered more sentimental than other jewelry brands 
  • Made out of high quality materials 
  • Sustainable and ethically sourced 
  • Offers engraving options for some of its products 
  • Offers discounts for students 
  • Provides Klarna and Afterpay as alternative payment options 

#10: Swarovski 

Best Affordable Fine Jewelry Brands

You can’t talk about jewelry without including Swarovski in the conversation. Considered a household name according to several bling enthusiasts, this renowned jeweler offers a wide selection of dazzling crystals. It’s worth noting that Swarovski gemstones are made from glass, quartz sand, and a culmination of natural minerals. 

The brand was established in 1895 by Daniel Swarovski. Despite the classist reputation the luxury jewelry typically holds, he wanted to create a diamond that everyone could enjoy. His invention of the electrical cutting machine sparked a new era of jewelry-making, as Swarovski crystals played an integral part in fashion history from the 1920s to the 1980s. 

On top of being a mainstay in history, Swarovski doesn’t just produce jewelry. They also craft home décor and Christmas ornaments, so everyone can enjoy a beautifully decorated home or tree. 

Altogether, you can expect to pay around $80 to $1500 for a wearable piece, which is quite affordable given the lineup of luxury brands such as Harry Winston and Cartier. The reviews for Swarovski are also pretty positive, as customers seem to be impressed with the quality of their crystals. 


  • Considered a reputable brand within the industry 
  • A wide selection of Swarovski crystal jewelry and decor to choose from 
  • Provides a clearance section on their website 
  • Implements some sustainable initiatives 
  • All products are covered under a warranty 
  • Free shipping on orders over $75
  • Ships to several countries (can change the country in the top left-hand corner)  

How to Shop for the Best Affordable Fine Jewelry Brands

Best Affordable Fine Jewelry Brands

From Vrai to Oak & Luna, the best affordable fine jewelry brands don’t bank on exclusivity as their marketing strategy. Instead, they focus on quality, materials, design, and versatility as their prime values. 

At the end of day, an ideal jeweler should offer an even balance of price and value. While some consider themselves as bling aficionados, we understand that not all customers know the tips and tricks in buying premium jewelry. 

As a general heads up, we’ll touch on a few key points you should consider in your next shopping excursion for new additions in your jewelry collection. 


Instant brand recognition is usually a good sign when it comes to supporting a company. For instance, Pandora, Swarovski, and Mejuri are easily identifiable — even if you’re not big on jewelry. 

Aside from popularity, overall experience and customer feedback are integral points to keep in mind. For many companies, 35+ years within the industry usually cements a brand that’s trusted and credible, but only genuine reviews will tell you if they’ve managed to keep their level of customer care and quality over time. 


Craftsmanship plays a significant role in quality. Anybody can make a standard golden ring and call it a day, but it takes a level of precision and care to craft something that’s evenly shaped and balanced. 

In the best affordable fine jewelry brands we’ve featured thus far, most designs come with intricate accents such as engraved patterns or bedazzled crystals. With that in mind, quality can be assessed through the level of detail attributed to each piece. 

It’s worth noting that trusted brands (such as Vrai and Pandora) even offer certifications to help customers ensure that each piece is made out of genuine materials. 


The best affordable fine jewelry brands only use premium materials for their designs. By now, you’ve probably picked up on some precious metals and gemstones, including 14k gold vermeil and stainless steel. 

Customers should know that price is usually a big sign when determining the value of a product, as cubic zirconia trinkets typically retail at a lesser price compared to genuine diamonds. 

Since we’re now living in the modern age, it’s common for jewelry brands to use recycled materials within their collection. Sustainable alternatives usually include lab-grown diamonds and reused metals.  


Like clothing, jewelry is organized by aesthetics. Nowadays, we’re seeing an upsurge in minimalistic designs, as featured in brands such as Linjer and Mejuri. Of course, big and bold jewelry hasn’t left the market at all, with Pandora and Swarovski being two of the most popular retailers in the industry. 

Naturally, it’s important to assess your overall taste in jewelry. Are you more into minimalist designs? How about sentimentalism? Do you love making a statement? Ultimately, answering these questions will help you decide what brand to choose. 


The best affordable fine jewelry brands we’ve featured in this review are still cost-effective — but they do require some sacrifice on your behalf with most of the companies we’ve featured being around the $100 to $500 ballpark. With prices that hefty, it’s important for the piece in question to be highly versatile. You want to get your money’s worth, right? 

There’s a reason why simplistic jewelry is all the rage these days. They’re dainty, subtle in sparkle, and highly practical for outfit pairing. But we also love seeing someone pair a bold statement necklace with a simple dress, just to get everyone in the room talking. 


Like all brands, it’s important to assess your overall budget when buying jewelry. If you’re looking for something affordable, Adina’s Jewels is definitely your go-to choice. For those looking to splurge a bit more, Swarovski can certainly act as that bougie purchase. 

As we mentioned in the materials segment, price is very telling of quality — so it’s crucial that you weigh the product’s value with the cost before you head to checkout. 

What are the best materials for affordable fine jewelry?  

Best Affordable Fine Jewelry Brands

The best affordable fine jewelry brands should offer a mix of gold and sterling silver. They’re sturdy, lightweight, and ideal for casual use. In our opinion, a good jeweler should sell authentic diamonds and lab-grown alternatives if you’re super serious about going green. 

Of course, not everyone can afford diamonds. If you want something that’s more in line with your budget and holds the same amount of sparkle, we suggest opting for cubic zirconia jewelry. 

Which affordable fine jewelry materials tarnish easily? 

After conducting a bit of research, it seems that brass, gold vermeil, copper, and sterling silver are prone to tarnishing. Others, such as gold and stainless steel, don’t wear off that easily — so it’s best to opt for these main two if you’re a casual jewelry wearer or you tend to forget to take off your jewelry before taking a shower. 

Of course, you can prevent tarnishing by implementing some routine care to your jewelry, which we’ll cover more on in the following segment. 

How to clean affordable fine jewelry? 

You should know that all of the best affordable fine jewelry brands we’ve talked about so far usually include care instructions that customers can easily follow. But, for those who own something outside of the 10 we’ve featured, experts recommend using dish soap, warm water, cloth, and a soft toothbrush to gently clean your jewelry. 

For in-depth care, others suggest using protective coating and silver wipes to help prevent future damage. If you’re especially worried about your cleaning skills, you can always request professional help. 

Final Thoughts

Best Affordable Fine Jewelry Brands

The best affordable fine jewelry brands aren’t a dying breed. If you care to look closer, you can find a number of them on the internet. From Vrai’s focus on modern elegance to Adina’s collection of celebrity-ready accessories, jewelry shopping is anything but limitless. 

Wearing fine jewelry doesn’t have to leave you feeling broke. We hope this list of the best affordable fine jewelry brands gave you something to consider during your search. Here’s to the new and improved, dazzling you. 

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